 Income Protection insurance questions and answersWhat's the difference between Income Protection and Permanent Health Insurance?Income Protection is sometimes called Permanent Health Insurance or PHI because it gives you an income if you can't work for health reasons, such as a serious accident or illness, but it doesn't cover you for redundancy. If you need to ensure an income if you lose your job, you'll need to think about a separate Redundancy cover or Unemployment insurance. Do I need Income Protection if I have Critical Illness Cover?While Critical Illness will pay you a tax free cash lump sum if you are diagnosed with a serious illness included in the policy such as heart disease or cancer, Income Protection will give you an income. Most people use the money from their Critical Illness policy to pay off large liabilities such as the mortgage or school fees, but use their Income Protection to live on. Can I have Income Protection if I am self-employed?Yes. If you are self-employed, the premium you'll pay and the income you'll receive is normally based on your taxable income or profits during the year before your accident or illness. Income Protection - get a quote todayWe have partnered with Burgesses Limited who are specialists in accident, sickness and unemployment insurance. Click the button below for product information:
Burgesses Limited has been recommended in a large number of local and national newspapers and magazines including The Times, The Telegraph, The Guardian, The Mail on Sunday and The Financial Times. In addition, its products have topped Which? ‘best buy’ surveys and it is the exclusively appointed provider of protection insurance to the members of The British Insurance Brokers’ Association (BIBA). Burgesses Limited are directly authorised and regulated by the Financial Services Authority under registration number 302674. More Information on Income ProtectionIncome Protection with All About Insurance Your questions about Income Protection, answered |
 
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  Receive a lump sum payment if diagnosed with a critical illness. |
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